Comprehensive Insurance for Small Businesses & Retailers
Whether you run a boutique, a coffee shop, or a growing enterprise, small businesses and retail stores face a range of risks every day. From customer injuries to theft and operational disruptions, the right business insurance helps protect your investment, employees, and livelihood—so you can focus on growth with confidence.
General Liability Insurance: Your Business Safety Net
Protects against third-party claims for bodily injury or property damage, such as customer slip-and-fall accidents or damage caused by faulty products.
Commercial Property Insurance
Covers your storefront, office, or warehouse, along with inventory, fixtures, and equipment, against risks like fire, theft, and vandalism.
Business Interruption Insurance
Ensures financial stability by covering lost income and operational expenses if your store or business is forced to close temporarily due to covered damages.
Retail Theft & Crime Insurance
Shields your business from losses due to shoplifting, employee dishonesty, credit card fraud, and other financial crimes.
Workers’ Compensation Insurance
Provides wage replacement and medical benefits to employees injured on the job, whether from lifting inventory, handling cash registers, or workplace accidents.
Cyber Insurance: Digital Protection for Online Transactions
Covers losses from cyberattacks, fraud, or data breaches, helping secure sensitive customer and payment information.