Tag: Risk managers

28
Feb

Prevent Major Roof and Siding Damages: Repair Your Rain Gutters

Ah, spring is coming and very quickly. Spring is a great time to add new paint, fresh décor, or a remodeling project to your list of to-dos. One item you should not neglect is rain gutters. “Rain gutters?” you say. “How mundane.” Yes, keeping up with regular maintenance on your rain gutter is not particularly glamorous, but clogged gutters can

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30
Jan

Winter Safety Tips: Check out your Insurance Policies

Winter is upon us and with a vengeance. The temperatures are rising and dropping every day, and this causes havoc on your vehicles, your home, and your outside activities.   Winter has serious effects on your health when indulging in winter sports and driving to and from places. Auto Insurance Take time to check out your auto and home insurance policies

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19
Dec

Giving: Thoughts from Personal Insurance Services in Salt Lake City

The holidays are a great reminder to think of others. Giving back to the community is a huge part of our agency culture as your personal insurance services in Salt Lake City We try to get involved in a charity or community activity at least once a quarter. Volunteering not only helps support great causes, but it also provides so

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29
Nov

Homeowner’s Exclusions

Your home purchase is finalized, you have the homeowner’s insurance policy in hand, and you believe everything is great. You are a responsible homeowner, and you have purchased the required homeowner’s policy. Did you read through your policy to find out what exclusions and exceptions are in your policy? There are common homeowner insurance exclusions, but you can get “riders”

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23
Jul

Errors and Omissions Insurance

Of all the personal insurance services in Salt Lake City and coverages that businesses need, errors and omissions coverage is one of the most important. When you have two parties working together, there may be miscommunications, misunderstandings, and forgotten services. Errors and omissions, or Professional Liability Insurance or Malpractice Insurance,  protects your business against lawsuits and accusations that you have misled

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16
May

What is Commercial Property Insurance?

Commercial property insurance is a type of coverage used to protect commercial establishments. When organizations pay for these types of premiums, they don’t have to worry about problems such as theft, storms, burst pipes, vandalism, explosions, and fire, as the insurance company covers them. Depending on the type of policy, the premium will cover for floods and earthquakes and other

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2
May

2019 Commercial Auto Trends

Rates for all coverage classifications other than workers’ compensation are increasing at a controlled, slow pace. Workers Compensation is seeing a slight decrease in rate. Only transportation and commercial auto exposures are suffering large rate increases. Following is a summary from a trusted insurance company in Utah of what to expect as far as rate changes per coverage class: By

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2
May

Protect your Valuables with Insurance

You may think that homeowner’s insurance policies cover everything. However, insurance policies generally do not have the total coverage you need. Valuable items may be insured, but only at limits specified in the policy. Limits do keep homeowners policies affordable for all policyholders. For example, your insurance policy has a $1000 policy limit on your jewelry. However, your engagement/wedding ring

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26
Feb

Costs of Cyberattacks

Harvard Business Review states “Cybercrime alone costs nations more than $1 trillion globally which is far more than the record $300 billion of damage due to natural disasters in 2017.” Harvard Business Review further reported that cyberattacks are the major threats facing business today. They list cyberattacks ahead of asset bubbles, terrorism, and other risks. You may think your company is immune

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11
Jan

What is Personal Liability and Property Damage Insurance?

PLPD is a car insurance term that stands for Personal Liability and Property Damage. In many states, PLPD is the legal minimum of what insurance amounts you need to carry on your vehicle. A good insurance risk manager in Utah can give you a breakdown of PLPD which might give you a better idea of what type of insurance coverage

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