Tag: Risk managers

24
Jan

What Affects my Auto Insurance Rates?

Have you ever compared insurance prices with a friend and wondered why you were paying so much more? Have you ever wanted to reduce the premium you pay for your insurance, but not sure how to do that? Some aspects of insurance rates we can’t do much about. The increase in costs of labor and more expensive vehicles are two

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17
Jan

What does Personal Umbrella Policy mean?

Imagine a situation where a person gets injured harshly from your vehicle while driving. If the person becomes unable to work due to this mishap, they may sue you for compensation. This could lead you to shell out a huge amount that might not be covered with the standard policies. In such cases, personal umbrella policies will safeguard your interests

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22
Dec

Know the Policy before you Rent

Irrespective of the type of renters you are, it is key to safeguard yourself financially against any damages to your belongings and the complete unit. While there are several measures to be taken physically, a renter’s insurance is the ideal way to protect the renter’s interest. While some of them may think the other way as the landlord will insure

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1
Sep

How to Save Money on Insurance

Everyone needs insurance, and none of us want to pay more than we need to. So, of course, we will make special efforts to get the best deal available. Here are a few simple ways to save money on your insurance. Find the company with the best rate for you. Different companies have preferences and differing rates according to a

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23
Aug

Calculating Coinsurance

Some business insurance policies include a coinsurance clause. If your policy includes a coinsurance clause, the amount of insurance you have purchased (the limit of insurance) must equal or exceed a specified percentage of the value of the insured property. For example, if 80% coinsurance applies to your building, the limit of insurance must be at least 80% of the

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17
Aug

 Disability Insurance: What is it and why one would need it?

A major strength for the majority of persons is the capability to work and get appropriate income. Irrespective of their occupation, disability is a risk that can be faced by every working individual, posing a big risk to their income. With all these risks, what would be the condition if a person suddenly loses the capability to earn income? What

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19
Jul

What is security bond? How does a security bond work?

Security or surety bonds possess different distinctions to the classification and purpose relying on the necessity of that particular bond. There are multiple kinds of surety bonds in the United States while some offer coverage and comply with local, state, and other federal requirements, and others ensure guaranteed tax payment or other financial requirements. Keep reading below to know more about

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4
Mar

WHY HOME MAINTENANCE IS IMPORTANT

THE MATERIAL CONTAINED IN THIS ARTICLE IS PROVIDED FOR GENERAL INFORMATION PURPOSES ONLY AND DOES NOT CONSTITUTE PROFESSIONAL ADVICE. [RISK MANAGERS LLC] DOES NOT PURPORT TO BE A SUBJECT MATTER EXPERT WITH REGARD TO THIS MATERIAL, AND YOU SHOULD CONDUCT YOUR OWN RESEARCH AND/OR SEEK THE ADVICE OF APPROPRIATELY QUALIFIED PROFESSIONALS WITH REGARD TO YOUR SPECIFIC CIRCUMSTANCES BEFORE YOU TAKE

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25
Jan

What risk manager responsibility?

As a business owner, you might have loads of responsibilities including finding new strategies  to reach target customers, identifying new sources for finance, streamlining the workspace,  hiring process, etc. There are chances that you may neglect or don’t find time in having an  effective risk management strategy. There may be some easily visible risks that can be  handled by yourself,

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18
Dec

The Ultimate Guide to Personal Insurance

While it is impossible from preventing any unexpected happenings in life, there is a possibility to get some protection. Insurance is meant to secure people financially if any mishaps occur. There are different types of insurance options and it can be highly tricky to get which is the best one suited for your needs. Purchasing the right kind of insurance

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