Tag: Risk managers

7
Nov

What are My Workers’ Compensation Responsibilities As An Employer?

Employers have the legal duty to obtain workers’ compensation or to qualify as a self-insured employer since all employees should be protected if they are injured at work. When an employee becomes injured and reports this injury, their employer has to provide the injured employee with a workers’ compensation claim form within one working day. Aside from having the current

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17
Oct

When Should I Get Personal Umbrella Insurance?

Personal umbrella insurance is today’s modern approach to financial security. Chances are thin that you’ll lose a lawsuit for an amount more enormous than what your insurance will cover. However, if you ever did find yourself in that situation, you could lose all your savings. Umbrella insurance is designed to ensure you never find yourself living that nightmare. Today, we’ll

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8
Sep

Questions and Answers About Renters Insurance

Understanding what renters insurance is at first can be confusing. Most people know homeowners carry insurance to protect their property, belongings, and any visitors who might get hurt. But what about people who rent or lease the place where they live? Here are a few things you need to know about renters insurance, including the usual questions people ask about

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30
Aug

How Do Personal Habits Like Smoking Etc. Matter While Choosing A Term Insurance Plan?

While it is impossible to predict an unfortunate event, it is certainly possible to be prepared for one. Nowadays, life insurance policies are available for smokers and non-smokers, but smoking can impact a life insurance policy’s health and the premium calculation as they have different terms and conditions. In fact, some of these differences can be accounted for by the

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29
Jul

What is the difference between bonds and Insurance?

If you own any type of business that has entered into contracts for any industrial purpose, you will think about bonds and Insurance. There are varying levels of risks depending on the type of industry your business is operating. Hence Insurance and bonds are the only solutions to get risk protection in exchange for the specified premium/payment. While both Bonds

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28
Jun

Which is better and why: term or whole life insurance?

Life insurance is aimed at offering financial aid for loved ones after an unavoidable event to the policyholder. It is a difficult task to speak about your demise, but you have to perform this task to select the best life insurance policy to ensure the right protection for your close ones, even in your absence. But several individuals are confused

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30
May

Are Term Insurance Policies Beneficial?

Insurance was the element introduced with the idea of safeguarding the loved ones who encounter the loss from any impulsive incident. Due to its valuable financial support, insurance acts as a backbone during any unpredictable life events. Since life is so impulsive, an unfortunate demise of a loved one will impact the family members emotionally and give challenging situations for

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9
May

Understanding an Insurance Company

Purpose of Insurance The purpose of insurance isn’t a maintenance plan or to fund home improvements. The purpose of insurance is to provide a security, so that when a disaster occurs, natural or otherwise, your financial loss can be minimized. The industry was created to protect individuals from devastating losses. While no accident can be completely fixed, insurance companies strive

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27
Apr

Will rental insurance claims affect personal insurance?

It is not possible to avoid any unpredicted events occurring in life, but there is a specific option to have some financial aid to overcome the situation. Insurance is the solution for providing financial security for you and your family in case of any mishaps. There are diverse types of insurance which makes it essential to have the best kind

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24
Mar

Myths and Facts of Health Insurance

Health insurance is essential for all age groups in the current era of fast-paced routine, stressful professions, an increase of various ailments, a contaminated environment, and enhanced medical charges. The increased probability of getting exposed to multiple health disorders has raised the importance of investing a little in health insurance. This has been raised to the next level with the

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