Tag: Insurance

1
Sep

How to Save Money on Insurance

Everyone needs insurance, and none of us want to pay more than we need to. So, of course, we will make special efforts to get the best deal available. Here are a few simple ways to save money on your insurance. Find the company with the best rate for you. Different companies have preferences and differing rates according to a

Read more

23
Aug

Calculating Coinsurance

Some business insurance policies include a coinsurance clause. If your policy includes a coinsurance clause, the amount of insurance you have purchased (the limit of insurance) must equal or exceed a specified percentage of the value of the insured property. For example, if 80% coinsurance applies to your building, the limit of insurance must be at least 80% of the

Read more

14
Jun

The 5 Step Guide to protect your business with Cyber Insurance

With the high dependency of current businesses on technology, digital transformation is an essential aspect of every industry. The majority of businesses are performing their key aspects online including storing the customer data, banking, selling of products/services, and many more. This has also increased the probability of cybercrimes from fraudulent activities both in complexity and frequency. It has increased the importance

Read more

15
Feb

What Is The Difference Between Term Insurance, Life Insurance & Health Insurance?

Insurance is the financial support for any impulsive situation of life. The concept of insurance is to offer protection to loved ones who face the loss due to some unpredictable incident. As life always does not go on unpredictable lines, there can be an occurrence of unforeseen situations can occur at any time, any place to anyone. With such possibility,

Read more

25
Jan

What risk manager responsibility?

As a business owner, you might have loads of responsibilities including finding new strategies  to reach target customers, identifying new sources for finance, streamlining the workspace,  hiring process, etc. There are chances that you may neglect or don’t find time in having an  effective risk management strategy. There may be some easily visible risks that can be  handled by yourself,

Read more

27
Oct

How Not Knowing Commercial Insurance Makes You a Rookie

As you start a new business, many tasks must be carried by you as a business owner and could have a terrible consequence if not handled well. Similarly, a crucial task of a business owner is to get accurate business coverage to ensure that the business is protected in case of any unavoidable situations. Commercial insurance is a crucial form

Read more

30
Jan

Winter Safety Tips: Check out your Insurance Policies

Winter is upon us and with a vengeance. The temperatures are rising and dropping every day, and this causes havoc on your vehicles, your home, and your outside activities.   Winter has serious effects on your health when indulging in winter sports and driving to and from places. Auto Insurance Take time to check out your auto and home insurance policies

Read more

19
Jun

What is Fiduciary Liability Insurance?

Management liability insurance or fiduciary liability insurance protects businesses and employees against claims that come from a breach in fiduciary duty.  A fiduciary is used to describe a person, bank, or financial manager who is trusted by an investor to handle financial decisions like investment and brokerage. It is the adjective used to describe the relationship between the investor and

Read more

10
Jun

How to Check If a Contractor has Insurance

It’s always tempting to hire the contractor with the lowest bid, but before you sign on the contact line, there are things you need to consider. One essential item is verifying if the contractor you pick has general liability and worker’s compensation insurance coverage. Why does a contractor need insurance? If the contractor has insurance, you will not be liable

Read more

2
May

Protect your Valuables with Insurance

You may think that homeowner’s insurance policies cover everything. However, insurance policies generally do not have the total coverage you need. Valuable items may be insured, but only at limits specified in the policy. Limits do keep homeowners policies affordable for all policyholders. For example, your insurance policy has a $1000 policy limit on your jewelry. However, your engagement/wedding ring

Read more

Call Now Button