Tag: Home insurance
Roof Insurance
Homes come in all shapes and sizes, but every one of them has a roof—likely the most important aspect of our homes. So, when it comes to insurance, do you know if your roof is covered? Perils Covered Under a homeowner’s policy, the coverages generally covered are hail, wind, and fire. The following scenarios are ones in which you may
How to Save Money on Insurance
Everyone needs insurance, and none of us want to pay more than we need to. So, of course, we will make special efforts to get the best deal available. Here are a few simple ways to save money on your insurance. Find the company with the best rate for you. Different companies have preferences and differing rates according to a
What is Commercial Property Insurance?
Commercial property insurance is a type of coverage used to protect commercial establishments. When organizations pay for these types of premiums, they don’t have to worry about problems such as theft, storms, burst pipes, vandalism, explosions, and fire, as the insurance company covers them. Depending on the type of policy, the premium will cover for floods and earthquakes and other
Protect your Valuables with Insurance
You may think that homeowner’s insurance policies cover everything. However, insurance policies generally do not have the total coverage you need. Valuable items may be insured, but only at limits specified in the policy. Limits do keep homeowners policies affordable for all policyholders. For example, your insurance policy has a $1000 policy limit on your jewelry. However, your engagement/wedding ring
What is Personal Liability and Property Damage Insurance?
PLPD is a car insurance term that stands for Personal Liability and Property Damage. In many states, PLPD is the legal minimum of what insurance amounts you need to carry on your vehicle. A good insurance risk manager in Utah can give you a breakdown of PLPD which might give you a better idea of what type of insurance coverage
Homeowners Insurance is a Necessity
Be aware of your insurance policy. It may be something you don’t think about often, but if a disaster happens, can you imagine how you would rebuild or pay for damages? The proper insurance manager will help you write the policy to include those incidents that you may not believe will happen to you. Home insurance is a requirement if
