Risk Managers, LLC

Owning a home is a milestone that brings pride and a sense of accomplishment. Your home isn’t merely a structure; it’s a haven where cherished memories are made and treasured moments unfold. But with the privilege of homeownership comes the responsibility of safeguarding your sanctuary. This is where personal insurance for homeowners plays a pivotal role, offering financial security and

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 Tanner Wilkinson talking with Nate Johnson from Risk Managers, LLC Q: What’s a recap of what you talked about last month, the difference between 1099 workers and W2 employees?  A: To make it simple, if you as an employer treat the workers as an employee, telling them when to be there, how to do it, and what tools to use,

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Personal insurance is a crucial aspect of financial planning, offering individuals and families protection against unforeseen risks and providing peace of mind. However, the cost of personal insurance can vary significantly based on various factors. In this article, we will explore the key factors that can influence the pricing of personal insurance policies, highlighting their impact on premiums and coverage.

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Tanner Wilkinson talking with Nate Johnson from Risk Managers, LLC on Insurance FAQs Q: Last month, we spoke with Shane Knutson talking a little about medicare. What is the recap on that? A: Open enrollment happens in October. Shane talked about the traditional plans versus the different vantage plans. The A and B and how that works. So if you have

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Tanner Wilkinson talking with Nate Johnson from Risk Managers, LLC on insurance FAQs Q: Give us a recap on what we talked about last month in regard to dwelling insurance. A: We talked about the actual structure of the home, and two key points are to be specific on your usage. What are you using it for, renting it out, living

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It takes work to buy a life insurance policy for yourself. It’s a complex purchase. The first step is ensuring you know what life insurance is and how it works. For instance, there are different benefits to each type of life insurance policy.  Insurance companies offer add-ons to basic life insurance policies to meet the needs of a wide range of customers.

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Employers have the legal duty to obtain workers’ compensation or to qualify as a self-insured employer since all employees should be protected if they are injured at work. When an employee becomes injured and reports this injury, their employer has to provide the injured employee with a workers’ compensation claim form within one working day. Aside from having the current

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Personal umbrella insurance is today’s modern approach to financial security. Chances are thin that you’ll lose a lawsuit for an amount more enormous than what your insurance will cover. However, if you ever did find yourself in that situation, you could lose all your savings. Umbrella insurance is designed to ensure you never find yourself living that nightmare. Today, we’ll

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Understanding what renters insurance is at first can be confusing. Most people know homeowners carry insurance to protect their property, belongings, and any visitors who might get hurt. But what about people who rent or lease the place where they live? Here are a few things you need to know about renters insurance, including the usual questions people ask about

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While it is impossible to predict an unfortunate event, it is certainly possible to be prepared for one. Nowadays, life insurance policies are available for smokers and non-smokers, but smoking can impact a life insurance policy’s health and the premium calculation as they have different terms and conditions. In fact, some of these differences can be accounted for by the

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