Insurance

30
Jul

What Are The Advantages Of Having Health Insurance?

Even at this age and time, after all the advancements in medicine, technology, and health care, there are still many people who do not have health insurance. Despite the discoveries that have unfolded, the cost of getting proper health care is still so high. Many people are still financially incapable of getting health insurance, which leads to not getting the

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30
Jan

Winter Safety Tips: Check out your Insurance Policies

Winter is upon us and with a vengeance. The temperatures are rising and dropping every day, and this causes havoc on your vehicles, your home, and your outside activities.   Winter has serious effects on your health when indulging in winter sports and driving to and from places. Auto Insurance Take time to check out your auto and home insurance policies

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29
Nov

Homeowner’s Exclusions

Your home purchase is finalized, you have the homeowner’s insurance policy in hand, and you believe everything is great. You are a responsible homeowner, and you have purchased the required homeowner’s policy. Did you read through your policy to find out what exclusions and exceptions are in your policy? There are common homeowner insurance exclusions, but you can get “riders”

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18
Sep

Business Interruption Insurance

For small to medium-sized companies, it is important to have a continual flow of revenue. A single interruption in cash flow or revenue generation can be costly and may lead to reputational damages or even closures. Business interruption (BI) insurance from a commercial insurance agency in Salt Lake City can provide a safety net against interruptions in business, including equipment damage,

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19
Jun

What is Fiduciary Liability Insurance?

Management liability insurance or fiduciary liability insurance protects businesses and employees against claims that come from a breach in fiduciary duty.  A fiduciary is used to describe a person, bank, or financial manager who is trusted by an investor to handle financial decisions like investment and brokerage. It is the adjective used to describe the relationship between the investor and

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10
Jun

How to Check If a Contractor has Insurance

It’s always tempting to hire the contractor with the lowest bid, but before you sign on the contact line, there are things you need to consider. One essential item is verifying if the contractor you pick has general liability and worker’s compensation insurance coverage. Why does a contractor need insurance? If the contractor has insurance, you will not be liable

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16
May

What is Commercial Property Insurance?

Commercial property insurance is a type of coverage used to protect commercial establishments. When organizations pay for these types of premiums, they don’t have to worry about problems such as theft, storms, burst pipes, vandalism, explosions, and fire, as the insurance company covers them. Depending on the type of policy, the premium will cover for floods and earthquakes and other

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2
May

2019 Commercial Auto Trends

Rates for all coverage classifications other than workers’ compensation are increasing at a controlled, slow pace. Workers Compensation is seeing a slight decrease in rate. Only transportation and commercial auto exposures are suffering large rate increases. Following is a summary from a trusted insurance company in Utah of what to expect as far as rate changes per coverage class: By

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2
May

Protect your Valuables with Insurance

You may think that homeowner’s insurance policies cover everything. However, insurance policies generally do not have the total coverage you need. Valuable items may be insured, but only at limits specified in the policy. Limits do keep homeowners policies affordable for all policyholders. For example, your insurance policy has a $1000 policy limit on your jewelry. However, your engagement/wedding ring

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7
Mar

Look into Earthquake Insurance

The Utah Seismic Safety Commission states that at least 90 percent of the state’s population lives in an earthquake zone. In Utah, there is a seismic belt that ranges 100 miles wide and runs north to south along the Wasatch front. The fault line runs through Richfield to Cedar City and on to St. George. Drive up the canyons outside

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