Ah, spring is coming and very quickly. Spring is a great time to add new paint, fresh décor, or a remodeling project to your list of to-dos. One item you should not neglect is rain gutters. “Rain gutters?” you say. “How mundane.” Yes, keeping up with regular maintenance on your rain gutter is not particularly glamorous, but clogged gutters can
Your home purchase is finalized, you have the homeowner’s insurance policy in hand, and you believe everything is great. You are a responsible homeowner, and you have purchased the required homeowner’s policy. Did you read through your policy to find out what exclusions and exceptions are in your policy? There are common homeowner insurance exclusions, but you can get “riders”
Everyone needs property damage insurance for their home, auto, property, business, etc. These policies are written in very small print, fill up many pages, are wordy, and include insurance terms that make no sense. Why can’t insurance forms, and legal papers for that matter, be written in plain English instead of upper-crust, formal, “I don’t know” language of the Gods?
There are two layers of property and liability insurance with condo ownership. Insurance solutions for SLC, UT include the first layer or owner policy referred to as an H06, and the second layer is called the Master Policy. H06 H06 is the unit owner policy. Unit owners are a liability for a slip and fall, dog bites, and accidents that
Rates for all coverage classifications other than workers’ compensation are increasing at a controlled, slow pace. Workers Compensation is seeing a slight decrease in rate. Only transportation and commercial auto exposures are suffering large rate increases. Following is a summary from a trusted insurance company in Utah of what to expect as far as rate changes per coverage class: By
You may think that homeowner’s insurance policies cover everything. However, insurance policies generally do not have the total coverage you need. Valuable items may be insured, but only at limits specified in the policy. Limits do keep homeowners policies affordable for all policyholders. For example, your insurance policy has a $1000 policy limit on your jewelry. However, your engagement/wedding ring
Harvard Business Review states “Cybercrime alone costs nations more than $1 trillion globally which is far more than the record $300 billion of damage due to natural disasters in 2017.” Harvard Business Review further reported that cyberattacks are the major threats facing business today. They list cyberattacks ahead of asset bubbles, terrorism, and other risks. You may think your company is immune
Commercial Auto Insurance Owning a business is not only a financial risk but also can create financial difficulties when certain problems arise and one is not insured correctly. Insurance is designed not only to protect your business but also for employees and company property. Commercial auto insurance is needed to protect your business in the case of an auto accident. Generally,