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Myths and Facts of Health Insurance
Health insurance is essential for all age groups in the current era of fast-paced routine, stressful professions, an increase of various ailments, a contaminated environment, and enhanced medical charges. The increased probability of getting exposed to multiple health disorders has raised the importance of investing a little in health insurance. This has been raised to the next level with the
What to know about Insurance Claims
Claims happen to all of us, be it home, auto, or other. But since none of us plan on having claims or accidents, we don’t think about what needs to be done until that moment. Here are a few things to keep in mind. Preparations and Precautions The first step is to carry continuous insurance. We have seen many accidents
What is Liability and Bond Insurance?
With the unpredictable nature of various proceedings in the business process, owners always look for the best insurance for any accidents, errors, or other blockages that can happen during regular operations. Relying on the kind of business, there may be a requirement for Liability, bond insurance, or both to ensure safe business proceedings. For any kind of business, surety bond
What Affects my Auto Insurance Rates?
Have you ever compared insurance prices with a friend and wondered why you were paying so much more? Have you ever wanted to reduce the premium you pay for your insurance, but not sure how to do that? Some aspects of insurance rates we can’t do much about. The increase in costs of labor and more expensive vehicles are two
What does Personal Umbrella Policy mean?
Imagine a situation where a person gets injured harshly from your vehicle while driving. If the person becomes unable to work due to this mishap, they may sue you for compensation. This could lead you to shell out a huge amount that might not be covered with the standard policies. In such cases, personal umbrella policies will safeguard your interests
Know the Policy before you Rent
Irrespective of the type of renters you are, it is key to safeguard yourself financially against any damages to your belongings and the complete unit. While there are several measures to be taken physically, a renter’s insurance is the ideal way to protect the renter’s interest. While some of them may think the other way as the landlord will insure
What are the extra benefits given by Speciality Auto Insurance over standard auto insurance?
If you are looking to purchase a new car then it is normal to purchase standard auto insurance to safeguard from any financial loss or any kind of liability risks. But in certain situations, standard auto insurance policies are not enough to provide the right insurance to certain special vehicles. A Speciality Auto Insurance policy is required to accurately meet
What is EPLI insurance and who needs it?
If you are owning any type of business regardless of the industry, there is always a risk of being sued by your employee. While you may have safeguarded your business from external factors like wind, fire, etc, an employee lawsuit may also dent your business in a significant manner. Even if done without intention, damage to the rights of an
Roof Insurance
Homes come in all shapes and sizes, but every one of them has a roof—likely the most important aspect of our homes. So, when it comes to insurance, do you know if your roof is covered? Perils Covered Under a homeowner’s policy, the coverages generally covered are hail, wind, and fire. The following scenarios are ones in which you may
Bond insurance and a brief on its types
Bond insurance is a kind of insurance policy that is purchased by a bond issuer for assuring the settlement of the principal and all related interest payments to the holders of the bond in the case of default. Bond insurance is bought by the bond issuers for increasing their credit rating and decreasing the percentage of interest required to be
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