Blog

19
Dec

Giving: Thoughts from Personal Insurance Services in Salt Lake City

The holidays are a great reminder to think of others. Giving back to the community is a huge part of our agency culture as your personal insurance services in Salt Lake City We try to get involved in a charity or community activity at least once a quarter. Volunteering not only helps support great causes, but it also provides so

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29
Nov

Homeowner’s Exclusions

Your home purchase is finalized, you have the homeowner’s insurance policy in hand, and you believe everything is great. You are a responsible homeowner, and you have purchased the required homeowner’s policy. Did you read through your policy to find out what exclusions and exceptions are in your policy? There are common homeowner insurance exclusions, but you can get “riders”

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21
Oct

What’s Written on those Pesky Insurance Forms?

Everyone needs property damage insurance for their home, auto, property, business, etc.  These policies are written in very small print, fill up many pages, are wordy, and include insurance terms that make no sense. Why can’t insurance forms, and legal papers for that matter, be written in plain English instead of upper-crust, formal, “I don’t know” language of the Gods?

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18
Sep

Business Interruption Insurance

For small to medium-sized companies, it is important to have a continual flow of revenue. A single interruption in cash flow or revenue generation can be costly and may lead to reputational damages or even closures. Business interruption (BI) insurance from a commercial insurance agency in Salt Lake City can provide a safety net against interruptions in business, including equipment damage,

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13
Aug

Condo Insurance Solutions for SLC, UT

There are two layers of property and liability insurance with condo ownership. Insurance solutions for SLC, UT include the first layer or owner policy referred to as an H06, and the second layer is called the Master Policy. H06 H06 is the unit owner policy. Unit owners are a liability for a slip and fall, dog bites, and accidents that

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23
Jul

Errors and Omissions Insurance

Of all the personal insurance services in Salt Lake City and coverages that businesses need, errors and omissions coverage is one of the most important. When you have two parties working together, there may be miscommunications, misunderstandings, and forgotten services. Errors and omissions, or Professional Liability Insurance or Malpractice Insurance,  protects your business against lawsuits and accusations that you have misled

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19
Jun

What is Fiduciary Liability Insurance?

Management liability insurance or fiduciary liability insurance protects businesses and employees against claims that come from a breach in fiduciary duty.  A fiduciary is used to describe a person, bank, or financial manager who is trusted by an investor to handle financial decisions like investment and brokerage. It is the adjective used to describe the relationship between the investor and

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10
Jun

How to Check If a Contractor has Insurance

It’s always tempting to hire the contractor with the lowest bid, but before you sign on the contact line, there are things you need to consider. One essential item is verifying if the contractor you pick has general liability and worker’s compensation insurance coverage. Why does a contractor need insurance? If the contractor has insurance, you will not be liable

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16
May

What is Commercial Property Insurance?

Commercial property insurance is a type of coverage used to protect commercial establishments. When organizations pay for these types of premiums, they don’t have to worry about problems such as theft, storms, burst pipes, vandalism, explosions, and fire, as the insurance company covers them. Depending on the type of policy, the premium will cover for floods and earthquakes and other

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2
May

2019 Commercial Auto Trends

Rates for all coverage classifications other than workers’ compensation are increasing at a controlled, slow pace. Workers Compensation is seeing a slight decrease in rate. Only transportation and commercial auto exposures are suffering large rate increases. Following is a summary from a trusted insurance company in Utah of what to expect as far as rate changes per coverage class: By

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